James Stepanian And Summerlin Asset Management: Are Development Investments Right For Your Money?

Interested In A Little Diversity?

If you’re like most investors, your portfolio is heavily geared toward traditional stocks and bonds like mutual funds, treasuries, and others. But, like many in this environment, you may also have realized that carrying diversity in your portfolio is an important hedge against inflation or the fluctuations of the stock market. What’s the best hedge? For many, the answer is something that is less tied to fluctuation than typical capital market investing: real estate.

READ MORE:
https://plus.google.com/111021846468682510095/posts/8swhJvD3wjR

James Stepanian And Summerlin Asset Management: Are Development Investments Right For Your Money?

Interested In A Little Diversity?

If you’re like most investors, your portfolio is heavily geared toward traditional stocks and bonds like mutual funds, treasuries, and others. But, like many in this environment, you may also have realized that carrying diversity in your portfolio is an important hedge against inflation or the fluctuations of the stock market. What’s the best hedge? For many, the answer is something that is less tied to fluctuation than typical capital market investing: real estate.

READ MORE:
https://jimstepanian1033.wordpress.com/2018/04/26/james-stepanian-and-summerlin-asset-management-are-development-investments-right-for-your-money-4/

James Stepanian And Summerlin Asset Management: Are Development Investments Right For Your Money?

Interested In A Little Diversity?
If you’re like most investors, your portfolio is heavily geared toward traditional stocks and bonds like mutual funds, treasuries, and others. But, like many in this environment, you may also have realized that carrying diversity in your portfolio is an important hedge against inflation or the fluctuations of the stock market. What’s the best hedge? For many, the answer is something that is less tied to fluctuation than typical capital market investing: real estate.

READ MORE:
https://www.linkedin.com/pulse/james-stepanian-summerlin-asset-management-right-your-jim-stepanian/

James Stepanian And Summerlin Asset Management: Are Development Investments Right For Your Money?

Interested In A Little Diversity?

If you’re like most investors, your portfolio is heavily geared toward traditional stocks and bonds like mutual funds, treasuries, and others.  But, like many in this environment, you may also have realized that carrying diversity in your portfolio is an important hedge against inflation or the fluctuations of the stock market.  What’s the best hedge?  For many, the answer is something that is less tied to fluctuation than typical capital market investing: real estate.

READ MORE:
https://jimmystepaniansam.tumblr.com/post/173230316296/james-stepanian-and-summerlin-asset-management

James Stepanian And Summerlin Asset Management: Are Development Investments Right For Your Money?

Interested In A Little Diversity?

If you’re like most investors, your portfolio is heavily geared toward traditional stocks and bonds like mutual funds, treasuries, and others.  But, like many in this environment, you may also have realized that carrying diversity in your portfolio is an important hedge against inflation or the fluctuations of the stock market.  What’s the best hedge? For many, the answer is something that is less tied to fluctuation than typical capital market investing: real estate.

What To Look For In An Investment

Real estate can be more difficult for the average person to evaluate, however, especially if the investor is used to dealing with stocks and bonds.  Ideally, you’ll have someone like James Stepanian and the asset management firm he heads, Summerlin, to help you examine any real estate investments that present themselves.  But sometimes it’s nice to know, in general, what criteria to use when trying to decide between options. If you’re interested in a ground-up development investment, here are a few things to consider:

1. Lien Position

How many other cooks are in this kitchen?  It’s important to know who gets paid first in the event that something goes wrong.  If you’re not in the first lien position and the borrower has to be foreclosed upon, you could be waiting a long time to see your money.

2. Track Record Of The Borrower

How experienced is your borrower?  What other projects have they completed, and are their projects successful?  Do they have a history of unpaid bills and lawsuits? (If you feel like this would be a difficult thing to asses by yourself, you’re right: this is why it’s so important to have an asset management company with the experience and tools to do this efficiently.)

3. Location

Is your development project in an established urban market--where the value of the land will likely stay stable--or in an unproven, rural area?  Location can make or break the value of your investment, so it’s worth investigating. Again, this is something that can be difficult for the average investor to assess on their own.

Invest Smart: Bring Help

While real estate investments can bring much-needed diversity and stability to your portfolio, most investors are busy people who lack the time and expertise to evaluate them carefully.  With so much money at stake, it’s vital to have able professionals on your side. That’s why we at Summerlin want you to be smart and informed about your choices.

Sources:

Portfolio  - www.summerlinam.com

What To Look For In Ground-Up Real Estate Investment - www.medium.com

How Can Jim Stepanian Use Them To Help You?

Why Is Everyone Talking About First Trust Deeds?

It sounds like a piece of tricky legal jargon: “first trust deed”. But if you’re active in the investing world, odds are that you’ve been hearing that term for a while. If it sounds a little esoteric or confusing, don’t worry–most people are more familiar with the old-fashioned term “mortgage.” So, what exactly is a first trust deed, how is it different than a mortgage, and why would savvy financial professionals like Jim Stepanian talk so much about it? Let’s explore the questions one at a time.
READ MORE: https://plus.google.com/u/0/111021846468682510095/posts/9fYgFz6v5cV

How Can Jim Stepanian Use Them To Help You?

Why Is Everyone Talking About First Trust Deeds?

It sounds like a piece of tricky legal jargon: “first trust deed”. But if you’re active in the investing world, odds are that you’ve been hearing that term for a while. If it sounds a little esoteric or confusing, don’t worry–most people are more familiar with the old-fashioned term “mortgage.” So, what exactly is a first trust deed, how is it different than a mortgage, and why would savvy financial professionals like Jim Stepanian talk so much about it? Let’s explore the questions one at a time.

READ MORE:
https://medium.com/@summerlinam/how-can-jim-stepanian-use-them-to-help-you-a90e764a5403

How Can Jim Stepanian Use Them To Help You?

Why Is Everyone Talking About First Trust Deeds?

It sounds like a piece of tricky legal jargon: “first trust deed”. But if you’re active in the investing world, odds are that you’ve been hearing that term for a while. If it sounds a little esoteric or confusing, don’t worry–most people are more familiar with the old-fashioned term “mortgage.” So, what exactly is a first trust deed, how is it different than a mortgage, and why would savvy financial professionals like Jim Stepanian talk so much about it? Let’s explore the questions one at a time.

READ MORE:
https://jimmystepaniansam.tumblr.com/post/172834826911/how-can-jim-stepanian-use-them-to-help-you

How Can Jim Stepanian Use Them To Help You?

Why Is Everyone Talking About First Trust Deeds?

It sounds like a piece of tricky legal jargon: “first trust deed”. But if you’re active in the investing world, odds are that you’ve been hearing that term for a while. If it sounds a little esoteric or confusing, don’t worry–most people are more familiar with the old-fashioned term “mortgage.” So, what exactly is a first trust deed, how is it different than a mortgage, and why would savvy financial professionals like Jim Stepanian talk so much about it? Let’s explore the questions one at a time.

What Is A First Trust Deed?

As you can see from our FAQ section on the website, this is a question that a lot of people have. Basically, a first trust deed is a mortgage that has been written so that the lender has the highest claim on a property in case of default. Let’s put that in more understandable language:

Say that you purchase a home by taking out a mortgage. There are two parts to the mortgage–the promissory note that you sign, promising to pay back the loan, and the trust deed. Your lender owns the first trust deed until you’ve paid back the loan. Even if you take out other loans that result in liens on our house–say you have a swimming pool installed and then do not pay for it–the lender that owns the first trust deed still gets paid first when the house is foreclosed on, or when you sell it.

How Can People Make Money With First Trust Deeds?

Making money with a first trust deed is easier to understand if you think for a moment about how banks make money on the loans that they extend to home buyers. Even if you’re investing in a “discounted” first trust deed, that doesn’t mean that your return on investment is “discounted”, only that you’re working with smaller amounts than the original value of the loan–a process that benefits the borrower as well as your bottom line.

Why Could This Be A Good Investment For Me?

Nobody can tell you how you should invest your money, and we encourage you to do your own research and consult trusted advisors before buying any investment. In this economy, first trust deeds often provide a good return on investment because the real estate market is changing so rapidly, leaving many borrowers in houses that are worth less than they had hoped. First trust deeds are considered a conservative investment, since they generally present a low risk to capital.

At Summerlin, we don’t want you to feel pressured or unsure about any of your investment strategies. If you’re interested in adding first trust deed investments to your portfolio but aren’t sure whether they’re right for your investing goals, we’d be glad to sit down with you and explore the pros and cons. There’s no reason to go into investing with your eyes closed.

Sources:

What Is A First Trust Deed? – http://www.zacks.com

Asset Management – http://www.wikipedia.org

How Can Jim Stepanian Use Them To Help You?

Why Is Everyone Talking About First Trust Deeds?

It sounds like a piece of tricky legal jargon: “first trust deed”. But if you’re active in the investing world, odds are that you’ve been hearing that term for a while. If it sounds a little esoteric or confusing, don’t worry–most people are more familiar with the old-fashioned term “mortgage.” So, what exactly is a first trust deed, how is it different than a mortgage, and why would savvy financial professionals like Jim Stepanian talk so much about it? Let’s explore the questions one at a time.

READ MORE:
https://www.linkedin.com/pulse/how-can-jim-stepanian-use-them-help-you-jim-stepanian/?published=t

How Can Jim Stepanian Use Them To Help You?

Why Is Everyone Talking About First Trust Deeds?

It sounds like a piece of tricky legal jargon: “first trust deed”.  But if you’re active in the investing world, odds are that you’ve been hearing that term for a while.  If it sounds a little esoteric or confusing, don’t worry--most people are more familiar with the old-fashioned term “mortgage.”  So, what exactly is a first trust deed, how is it different than a mortgage, and why would savvy financial professionals like Jim Stepanian talk so much about it?  Let’s explore the questions one at a time. READ MORE: https://jimstepanian1033.wordpress.com/2018/04/03/how-can-jim-stepanian-use-them-to-help-you/